TERMS OF USE / DISCLAIMER

Terms of Use Your use of this National Roofing Industry Pension Fund ("NRIPF") Web site signifies that you have read and understood the terms and conditions set out below, and that you agree to be bound by them. If you do not agree to be bound by these terms and conditions, you may not use this Web site. The NRIPF reserves the right, in its sole discretion, to change, modify or otherwise alter these terms and conditions at any time, without notice to you. You must review the following terms and conditions on a regular basis to keep yourself apprised of any changes

Disclaimer This Web site is designed to outline as simply as possible the main features of the NRIPF and its two plans, the National Roofing Industry Pension Plan (the "NRIPP") and the National Roofing Industry Supplemental Pension Plan (the "NRISPP"). It is for informational purposes only, is not intended to, and does not, provide you with specific financial, legal, investment, pension or tax advice, and is not part of the Summary Plan Description for either plan. The benefits provided by the NRIPF are governed by specific provisions of the NRIPP and NRISPP plan documents and a number of statutes and regulations, all of which are complex and subject to change. Therefore, while we try to keep the information contained on this Web site as current and accurate as possible, such information, and the sources of the information, are subject to change at any time.

As a result, please note that:

* In the event of any inconsistency between the plan documents and this Web site, the plan documents shall take precedence.

* The NRIPF does not guarantee the accuracy, reliability or completeness of any of the information contained on this Web site.

* You must not rely on information on this Web site in making any decision about your pension benefits.

* You must obtain official information regarding your pension benefits only from the following sources:

* NRIPP and NRISPP plan documents, including the Summary Plan Descriptions of both plans, and

* In a written document issued by the Fund Office.

When making decisions with respect to your pension benefits, you may wish to consider obtaining independent tax, financial and legal advice.

No warranty of any kind (whether express, implied or statutory) is given to you in connection with the information provided to you on this Web site or in connection with the manner in which it is transmitted to you over the Internet. The NRIPF and the Board of Trustees will not be liable for any damages, losses, costs or expenses arising from the use or performance of this Web site, even if the NRIPF or the Board of Trustees has been advised of the possibility of such damages.

You are responsible for the consequences of any decision you make, or action you take, as a result of your visit to, and your obtaining any information from, this Web site.

Email and Internet Communications Communication by email over the Internet and other publicly accessible networks is not secure. Any information that you send by email may be lost, intercepted or altered while it is being transmitted.

If you choose to send information to the Fund Office by email or over the Internet, you do so at your own risk. The NRIPF and the Board of Trustees do not assume any liability for any damages you may experience, or costs you may incur, as a result of sending information by email or, should you request it, as a result of the NRIPF sending information to you by email. This includes any such email that may contain your personal or confidential information.

Privacy Policy No personal information is collected from visitors to this Web site. The NRIPF does, however, gather and analyze certain information of a non-personal nature regarding site usage from all visitors to this Web site. Such data is used in an aggregate form to assist the NRIPF in determining general usage patterns and to improve the layout and functionality of this Web site. Such site usage and statistical information may be disclosed to third parties at the NRIPF's sole discretion.

Links to Other Web Sites Links or pointers to other Web sites are provided as a courtesy to you and are to be used at your own risk. NRIPF does not endorse any of the Web sites linked to this one, or their contents, in any way.

Copyright All information contained on this Web site is protected under the copyright laws of the United States of America and other countries. Information on this Web site may be copied for personal use only. Any reproduction of any information contained in this Web site without the express written permission of NRIPF is prohibited by law. Any financial information, contained on this Web site is unofficial information and should not be relied upon. The official versions of any financial reports are available from NRIPF.