National Roofing Industry Pension Fund ("NRIPF") Web site signifies
that you have read and understood the terms and conditions set out below, and
that you agree to be bound by them. If
you do not agree to be bound by these terms and conditions, you may not use
this Web site. The NRIPF reserves the right, in its sole discretion, to change,
modify or otherwise alter these terms and conditions at any time, without
notice to you. You must review the following terms and conditions on a regular
basis to keep yourself apprised of any changes.
Disclaimer This Web site is designed to outline as simply as
possible the main features of the NRIPF and its two plans, the National Roofing
Industry Pension Plan (the "NRIPP") and the National Roofing Industry
Supplemental Pension Plan (the "NRISPP"). It is for informational
purposes only, is not intended to, and does not, provide
you with specific financial, legal, investment, pension or tax advice, and is
not part of the Summary Plan Description for either plan. The benefits provided
by the NRIPF are governed by specific provisions of the NRIPP and NRISPP plan
documents and a number of statutes and regulations, all of which are complex
and subject to change. Therefore, while we try to keep the information
contained on this Web site as current and accurate as possible, such
information, and the sources of the information, are
subject to change at any time.
As a result, please note that:
- In the event of any inconsistency between
the plan documents and this Web site, the plan documents shall take precedence.
- The NRIPF does not guarantee the accuracy,
reliability or completeness of any of the information contained on this Web
- You must not rely on information on this Web site in
making any decision about your pension benefits.
- You must obtain official information regarding your
pension benefits only from the following sources:
- NRIPP and NRISPP plan documents, including the Summary
Plan Descriptions of both plans, and
- In a written document issued by the Fund site Office.
When making decisions with
respect to your pension benefits, you may wish to consider obtaining
independent tax, financial and legal advice.
No warranty of any kind (whether
express, implied or statutory) is given to you in connection with the
information provided to you on this Web site or in connection with the manner
in which it is transmitted to you over the Internet. The NRIPF and the Board of
Trustees will not be liable for any damages, losses, costs or expenses arising
from the use or performance of this Web site, even if the NRIPF or the Board of
Trustees has been advised of the possibility of such damages.
You are responsible for the
consequences of any decision you make, or action you take, as a result of your
visit to, and your obtaining any information from,
this Web site.
Email and Internet
Communications Communication by email
over the Internet and other publicly accessible networks is not secure. Any
information that you send by email may be lost, intercepted or altered while it
is being transmitted.
If you choose to send
information to the Fund Office by email or over the Internet, you do so at your
own risk. The NRIPF and the Board of Trustees do not assume any liability for
any damages you may experience, or costs you may incur, as a result of sending
information by email or, should you request it, as a result of the NRIPF
sending information to you by email. This includes any such email that may
contain your personal or confidential information.
this Web site. The NRIPF does, however, gather and analyze certain information
of a non-personal nature regarding site usage from all visitors to this Web
site. Such data is used in an aggregate form to assist the NRIPF in determining
general usage patterns and to improve the layout and functionality of this Web
site. Such site usage and statistical information may be disclosed to third
parties at the NRIPF's sole discretion.
Links to Other Web Sites Links or pointers to other Web sites are provided as a
courtesy to you and are to be used at your own risk. NRIPF does not endorse any
of the Web sites linked to this one, or their contents, in any way.
Copyright All information contained on this Web site is protected
under the copyright laws of the United States of America and other countries.
Information on this Web site may be copied for personal use only. Any
reproduction of any information contained in this Web site without the express
written permission of NRIPF is prohibited by law. Any financial information,
contained on this Web site is unofficial information and should not be relied
upon. The official versions of any financial reports are available from NRIPF.